Published: 27 October 2025
Summary
The magnitude of core banking replacement cost and risk is driving CIO demand for expert analysis of core banking vendors and their products to increase the probability of success. This report shows the critical capabilities for selecting a new core system in Europe and helps CIOs shortlist their most suitable products.
Included in Full Research
Strategic Planning Assumption
- Finastra Essence
- FintechOS
- Infosys Finacle
- Intellect Design Arena
- Mambu
- Oracle FLEXCUBE
- TCS BaNCS
- Temenos
- Thought Machine
- Vilja
- Composable Architecture
- Cloud Nativeness
- Functional Granularity
- Interoperability
- Additional Product Offerings
- Product Roadmap Viability
- Value for Money
- Expertise With Small Banks
- Expertise With Midsize Banks
- Expertise With Large Banks
- Foreign Branch/Subsidiary
- Small Bank
- Midsize Bank
- Large Bank
- Neo Digital Bank/Fintech
- Other FSI/Non-FSI
Critical Capabilities Methodology